In the past, term deposits offered higher interest rates than high interest savings accounts, particularly over longer terms. Are term deposits better than high interest savings accounts? Interest is often paid at the end of the term but sometimes also monthly, quarterly or annually for longer-term investments.īut are term deposits better than high interest savings accounts? We give you the lowdown on term deposits to help you find the best deal for your needs. Term deposits fix your savings for periods between one month to up to five years.
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